Hate paying so much for car insurance? Now is the time to switch.

More people may be able to find a lower premium today than a year ago. Here’s how to do it.

Published: June 15, 2025 at 1:00 p.m. ET

After approximately two years of steep car-insurance premium hikes with few deals in sight, drivers may finally be in luck. 

Comparing policy quotes has long been the go-to advice for drivers trying to save money. But in the midst of red-hot inflation, many shoppers couldn’t find substantial enough savings to justify the hassle of switching.