Many of us come to estate planning too late. Here’s what finally pushed me to do it.

3 weeks ago 5

Fix My Portfolio

If you recognize that you need a plan, don’t let the moment slip away

Last Updated: June 15, 2025 at 9:22 a.m. ET
First Published: June 13, 2025 at 12:55 p.m. ET

The author was afraid that if she slipped on the ice and hit her head, her young children could be left penniless.

The author was afraid that if she slipped on the ice and hit her head, her young children could be left penniless. Photo: Getty Images

The winter of 2015 was harsh in New York — snow, freezing rain, black ice — and I was afraid of slipping and hitting my head. This is why I got an estate plan.

This is not how most people go about this task, primarily because most people never go about this task at all. Only 30% to 40% of adults in the U.S. do any sort of estate planning.

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