You have to spend a year’s salary to really get the most out of the new Chase Sapphire Reserve card

The new rewards card is raising its annual fee to almost $800, but cardholders must spend $75,000 to unlock its best perks. How to tell if the card works for you.

Published: June 17, 2025 at 6:53 p.m. ET

When Rasheed Bennett saw that a $300 annual StubHub credit was included in the new Chase Sapphire Reserve credit card’s rewards, his interest was piqued.

The Philadelphia-based travel enthusiast was already considering applying for the card, but the StubHub STUB perk stood out to him because he frequently attends live sports events. Bennett currently has the American Express AXP Platinum and Delta DAL SkyMiles Reserve cards, and increasing annual fees in the premium-travel-card industry haven’t dissuaded him from seeking out the perks.